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Budgeting

4 Easy Tips to Save Money on Your Household Bills

Last updated on March 4, 2021 By janet Leave a Comment

Filed Under: Budgeting, Finance

There’s nothing wrong with being practical. Aside from being a key instrument to achieving financial success later in life, saving money now can make you feel more secure, happy, and fulfilled in the long run. Of course, changing your spending habits isn’t the only way to save cash. Around the … [Read more...] about 4 Easy Tips to Save Money on Your Household Bills

How Much I Spent In One Year Living In Switzerland

Last updated on December 2, 2019 By janet 2 Comments

Filed Under: Budgeting, Finance, Living Abroad, Saving Money, Student Life, Travel

This post describes my one year expenses in Switzerland. How much does living in Switzerland for one year cost? Expat living costs abroad revealed! #expat #expatliving #digitalnomad #expats #livingabroad #travel #blogger

In 2018, I spent a total of $23,492.29. I know that amount appears monstrous to some of you, but it's actually a reasonable amount. I'll explain why in this post. Firstly, Switzerland is an expensive country to live in. According to UBS, Zurich and Geneva are the world's two most expensive … [Read more...] about How Much I Spent In One Year Living In Switzerland

How To Get Out Of Debt In 2021

Last updated on November 26, 2020 By janet 2 Comments

Filed Under: Budgeting, Finance, Saving Money

Are you stepping into the new year with lots of debt? Don’t worry. You are not alone. Many people are struggling to repay outstanding debts. However, you can make a difference by starting to solve your debt problems at the onset of the new year. Check this article to know how to solve your … [Read more...] about How To Get Out Of Debt In 2021

6 Common Budgeting Mistakes You’re Probably Making

Last updated on February 18, 2019 By janet Leave a Comment

Filed Under: Budgeting, Finance, Saving Money

When I first started budgeting I made so many mistakes! It actually costed me more money than what I had saved! Here are some common budgeting mistakes to watch out for to make paying off debt easier on you! #debt #debtpayoff #budget #budgeting #frugal #frugalliving #earlyretirement #personalfinance

Living below your means and sticking to a budget can expedite your journey to early retirement and financial independence. However, there are several common buedgeting mistakes that I have made and that I keep seeing others repeat. This post talks about all the mistakes that are actually not helping … [Read more...] about 6 Common Budgeting Mistakes You’re Probably Making

10 Ways To Start And Survive A No-Spend Month

Last updated on January 5, 2019 By janet 7 Comments

Filed Under: Budgeting, Finance, Saving Money

Saving money is hard and my greatest secret is doing a no-spend challenge! Not spending any money has helped me to pay off debt and achieve my goals! #budget #budgeting #nospend #personalfinance #frugal #frugalliving #debtpayoff #debt

When I was living paycheck to paycheck, a no-spend month was what helped me to get through the tough times and start saving money again. A no-spend month is basically when you go a month without spending money on anything besides the essentials: groceries, rent, phone bills, utilities, gas, etc. … [Read more...] about 10 Ways To Start And Survive A No-Spend Month

How To Finally Stop Living Paycheck To Paycheck

Last updated on December 4, 2018 By janet Leave a Comment

Filed Under: Budgeting, Finance, Saving Money

This post talks about how to stop living paycheck to paycheck. Grow your income and stick to your budget to pay off your debt! Improve your quality of living!

I had mismanaged my finances over the summer and found myself with less than $100 in my bank account and living paycheck to paycheck. That was not the first time I lived paycheck to paycheck. What does living paycheck to paycheck mean? Well, to put it simply, it means that you are not able to … [Read more...] about How To Finally Stop Living Paycheck To Paycheck

How To Calculate Your Net Worth

Last updated on August 27, 2018 By janet 2 Comments

Filed Under: Budgeting, Finance, Net Worth Reports, Saving Money

This article explains how to calculate your net worth!

Ever since I started this personal finance blog, I have been obsessed with tracking my net worth. What is your net worth? Your net worth basically tells you how much you’re worth at any given point in time. You take everything you own (called assets) and deduct away any debts (called … [Read more...] about How To Calculate Your Net Worth

How To Take A Mini-Retirement And My Lessons Learned From A 2-Year Mini-Retirement

Last updated on October 13, 2020 By janet 2 Comments

Filed Under: Blogging, Budgeting, Career, Finance, Living Abroad, Saving Money, Student Life

I took a mini-retirement for 2 years. These are the lessons that I learned about financial independence and retiring early.

If you're reading this article, you're probably thinking about taking a mini-retirement. In this article, I will discuss what a mini-retirement is and how you can take one. I will also share with you my thoughts on early retirement/mini-retirement. Finally, you will learn from my experience from … [Read more...] about How To Take A Mini-Retirement And My Lessons Learned From A 2-Year Mini-Retirement

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